By Published On: January 22, 2026
Despite dominating core transformation volume, U.S. banks are falling behind emerging markets in speed and agility. This cartoon captures the inertia.

Despite dominating core transformation volume, U.S. banks are falling behind emerging markets in speed and agility. This cartoon captures the inertia.

There’s something ironic and painfully familiar, about watching three smaller rockets (Vietnam, Nigeria, Kuwait) soar skyward while the big one (U.S. Core Modernization) sits on the launchpad, waiting on… “Regulatory Clearance.” Cue the awkward silence and another slice of go-live cake.

This cartoon isn’t just a jab at bureaucratic inertia, it’s a real reflection of the scale-vs-velocity dilemma in core modernization. In many large U.S. banks, transformation ambitions are massive, but momentum is stifled by internal friction, complex regulatory landscapes, and decision paralysis.

And if you want to benchmark your own institution’s readiness against the market, you can also try our Core Banking Transformation Readiness Scorecard, which helps you see how your bank stacks up against the themes revealed in CB RADAR™.

CB RADAR™ is not a vendor pitch. It’s a reality check. And in a market where every decision carries long-term consequences, clarity is your strongest advantage.

#CoreBankingTransformation #CoreBankingBenchmarks

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