By Published On: January 29, 2026
Legacy systems weigh down transformation, emerging markets show what speed looks like without baggage.

Legacy systems weigh down transformation, emerging markets showwhat speed looks like without baggage.

You know the feeling, trying to modernize a legacy core system can feel a bit like dragging an overstuffed suitcase through an airport with a broken wheel. Now picture someone breezing past with a sleek backpack, boarding a direct flight to “Cloud-Native.” That’s what this cartoon captures and frankly, it hits close to home.

We’ve seen it in action: established banks with decades of investment in mainframes, middleware, and compliance baggage, struggling to take even a modest step forward, while newer entrants in emerging markets leap straight to modern, flexible platforms. No detours through “mid-core” land. Just… hop, and go.

And if you want to benchmark your own institution’s readiness against the market, you can also try our Core Banking Transformation Readiness Scorecard, which helps you see how your bank stacks up against the themes revealed in CB RADAR™.

CB RADAR™ is not a vendor pitch. It’s a reality check. And in a market where every decision carries long-term consequences, clarity is your strongest advantage.

#CoreBankingTransformation #CoreBankingBenchmarks

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