By Published On: November 28, 2025
The cost of delay: Transformation snoozes while risks rise.

The cost of delay: Transformation snoozes while risks rise.

You’ve probably heard it—or maybe even said it—when the transformation timeline slips just a little further down the road:

“Let’s push it another quarter. It’s not urgent yet.”

But when every delay is labeled “strategic,” it’s not long before you’re five years in with nothing to show for it but a PowerPoint and a pile of technical debt.

The cartoon says it all: the exec asleep at the desk, the alarm clock shouting “TRANSFORMATION,” and the graph on the wall quietly tracking how the risks keep compounding—while nothing actually changes.

 

Assess Your Readiness with the CSP Transformation Scorecard

Next in the series: Compounding Risk: When Delay Becomes the Bigger Problem

Return to: The Wake-Up Call – Hub Article

 

Co-Author Credit

Co-authored with Richard Rotondo,

Chief Digital Strategist at Digital Vision Banking.

#CoreBankingTransformation #DigitalBanking

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