By Published On: December 4, 2025
When transformation stalls, risk doesn’t, waiting only makes the problems grow louder and costlier.

When transformation stalls, risk doesn’t, waiting only makes the problems grow louder and costlier.

Picture this: A transformation program enters year five. The team’s still in meetings. The roadmap’s still “evolving.” And the risk? It’s quietly piling up, compounded by inaction, indecision, and the illusion that time is on our side.

Sound familiar?

In this cartoon, we’ve captured a not-so-fictional executive dozing at his desk while an alarm clock (ironically labeled “Transformation”) blares in the background. His graph’s pointing up—but it’s not a good kind of growth. That’s the trajectory of unresolved risk.

Assess Your Readiness with the CSP Transformation Scorecard

Next in the series: Final Wake-Up Call: Why Scorecards Matter More Than Snooze Buttons

Return to: The Wake-Up Call – Hub Article

 

Co-Author Credit

Co-authored with Richard Rotondo,

Chief Digital Strategist at Digital Vision Banking.

#CoreBankingTransformation #DigitalBanking

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