By Published On: November 6, 2025
Fintech illusions vs true digital transformation in banking

Fintech illusions vs true digital transformation in banking

You’ve seen the act before. A branch still handles 80% of transactions, core systems are older than most fintech CEOs, and the app hasn’t had a serious update in years. But ta-da! A shiny fintech pilot appears, and suddenly everyone’s supposed to believe transformation is happening.

Welcome to the illusion of progress.

 

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Next in the series: The Illusion of Progress: When “Digital” Isn’t Transformation

Return to: The Wake-Up Call – Hub Article

Co-Author Credit

Co-authored with Richard Rotondo,

Chief Digital Strategist at Digital Vision Banking.

#CoreBankingTransformation #DigitalBanking

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