By Published On: November 13, 2025
Fintech illusions vs true digital transformation in banking

Fintech illusions vs true digital transformation in banking

You’ve seen the act before. A branch still handles 80% of transactions, core systems are older than most fintech CEOs, and the app hasn’t had a serious update in years. But ta-da! A shiny fintech pilot appears, and suddenly everyone’s supposed to believe transformation is happening.

Welcome to the illusion of progress.

 

Assess Your Readiness with the CSP Transformation Scorecard

Next in the series: The 25% Bank: When Tech Modernizes Alone

Return to: The Wake-Up Call – Hub Article

 

Co-Author Credit

Co-authored with Richard Rotondo,

Chief Digital Strategist at Digital Vision Banking.

#CoreBankingTransformation #DigitalBanking

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