
A new app doesn’t make you digital, transformation starts when you fix the foundation, not just the façade.
You’ve probably been in that room.
Someone holds up a shiny app or a slick interface and says, “Don’t worry, we’re digital now.” Meanwhile, the legacy core is still coughing smoke in the background—sometimes literally.
This cartoon captures a painful truth: digital lipstick on a legacy pig doesn’t fix the plumbing.
Next in the series: The 25% Bank – When Tech Modernizes Alone
Return to: The Wake-Up Call – Hub Article
Co-Author Credit
Co-authored with Richard Rotondo,
Chief Digital Strategist at Digital Vision Banking.
#CoreBankingTransformation #DigitalBanking




