Turn Compliance Into A Strategic Advantage

A Strategic Market Intelligence Report

Whitepaper Summary

In a world of ISO 20022 migrations, real-time expectations, and rising vendor costs, mid-sized banks are facing a strategic inflection point in payments modernization. This report delivers a field-based look at how real institutions—not just vendors—are simplifying infrastructure, gaining operational control, and preparing for what’s next.

Key Highlights

  • Integrated Hubs vs. Vendor Sprawl – Why leading banks are consolidating payment platforms—and what it actually takes
  • Hybrid Ops Models That Work – Keep infrastructure outsourced, but bring configuration and testing in-house
  • ISO 20022: Catalyst or Chaos? – How banks are handling the July 2025 wire migration and what readiness really mean
  • The Middleware Advantage – Why API-first strategies and config control matter more than owning the stack
  • Vendor Benchmarks & AlternativesTransparent benchmarks on ACH, SWIFT, and wire costs—plus platform comparisons across FIS, Volante, Oracle, Finastra, and more
  • Execution Playbooks from Your PeersMigration sequencing, governance best practices, and control frameworks in action

Who Should Read This


This white paper is designed for:

  • CIOs and Heads of Payments modernizing legacy systems
  • Strategy and Ops Leaders navigating vendor complexity
  • Transformation Program Managers seeking a clear, phased approach
  • Boards and Risk Committees demanding operational resilience

Ensure Your Core Banking Transformation Succeeds

Download the Whitepaper Today

Cut through the noise—see how forward-thinking banks are simplifying payments, managing vendor risk, and staying ahead of ISO 20022.

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