By Published On: July 9, 2025

Vol. 13

What your vendor won’t tell you.

What your team needs to hear.

One issue a week.

Is Your Core a Catalyst—or a Cage?

In this issue, we’re pulling back the curtain on the hidden traps of core banking transformation—starting with the fine print that could be locking you into more than just a vendor relationship.

📦 The Vendor Prison – Vendor lock-in turns core contracts into cages—know how to escape before growth gets trapped.

📰 Core Banking News – Core transformation is shifting into high gear as banks embrace cloud-native platforms, modular cores, and bold innovation to stay ahead—or risk falling behind.

📈 The ROI of Optimization – True transformation starts with optimization—not overhaul—helping banks avoid recycled strategies and unlock faster, smarter results.

💰 The Hidden Price of Replacement – Core swaps carry hidden costs that can quietly sink your transformation.

⏳ The Migration That Never Ends – Core upgrades dragging on for years cost more than time—they drain trust, momentum, and impact.

⚠️ The Hidden Risks of Rip-and-Replace – Replacing your core sounds bold—but can backfire with disruption, delays, and deeper complexity.

👩‍💻 Careers in Core Banking – From hybrid to fully remote, new roles in core banking are open for top talent—no H1B required.

Ready to sidestep the usual pitfalls and lead with sharper vision? Let’s dive in.

The Vendor Prison

When Your Core Contact

Has the Keys—and You Don’t

Feeling stuck with your core provider? Learn how to spot—and escape—vendor lock-in before it stalls your bank’s transformation.

Many banks discover too late that their core vendor relationship feels more like a prison sentence than a partnership. From sky-high switching costs to innovation paralysis, vendor lock-in is a silent growth killer. But it doesn’t have to be. Learn how to break free—or better yet, avoid getting trapped in the first place.

Click here to read more


What’s Happening in Core Banking This Week?

Core banking transformation isn’t slowing down—it’s hitting a new gear.

  • The market is projected to soar from $14.5B in 2024 to $50.9B by 2034 at a blistering 13.4% CAGR.

  • MUFG is going cloud-native with Minna Bank’s core.

  • Ecobank is overhauling its digital stack across 33 countries with Google Cloud

  • Natech just banked $33M to scale its modular core platform globally

  • Slice launches a UPI-only bank branch and cashback credit card powered by its own core—blending UPI rails with credit innovation on a fully integrated system.

If you’re not modernizing your core, you’re already behind.

Ready to explore?

Dive into the highlights to see how leaders in the banking space are tackling innovation, efficiency, and scalability head-on. Let these stories inspire your own transformation journey.

Click here to read more


Why Banks Underestimate the

True Cost of Core Replacement

Core replacements promise transformation—but hidden costs can sink the budget. Learn where banks overspend and how to plan smarter.

Behind every slick core banking pitch lies a web of hidden costs: scaling license fees, tricky integrations, surprise staffing needs, and compliance curveballs. This guide unpacks the five most overlooked budget traps—and how to steer clear of them before your transformation hits choppy waters.

Read the full article


The Migration That Never Ends

Become Permanent ProblemsWhy Your Core Upgrade Shouldn’t Last Longer than a Skyscraper Build

When a “quick” core migration drags into year four, it’s time to ask: are we planning, or just stalling? Learn why projects stall—and how to finally move forward.

Still stuck in “almost live” mode years into your core migration? You’re not alone—and you’re not doomed. This piece unpacks why so many core upgrades drag on indefinitely, what it really costs your bank, and how to break the cycle with sharper alignment, smarter priorities, and real accountability.

Read the full article


The Hidden Risks of Ripping and Replacing Your Core

Diagram showing the hidden risks of core system replacement, including operational disruptions, data migration complexities, resource allocation, and integration challenges.

A full core replacement might seem like the fastest path to modernization—but it can trigger costly disruptions, data headaches, talent shortages, and compliance risks. This article unpacks why “rip and replace” isn’t always the silver bullet—and what smarter, safer alternatives banks should consider first.

Click here for more


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